Where Community Saves, Grows & Thrives Together
A member-owned cooperative credit union built on mutual trust - savings, loans and financial inclusion for the people of Tole and beyond, at fair and honest rates.
Savings & Deposits
Shares, savings, deposit and daily Akawo accounts that build the habit of saving.
Open an AccountLoans & Credit
Personal, business, agricultural and building loans at fair, member-first rates.
Open an AccountOther Services
MOMO, Western Union, cheque clearing, payroll, insurance and business counselling.
Open an AccountBuilt on Mutual Assistance, Not Profit for Its Own Sake
Every member holds equal voting rights, regardless of how much they've saved. It's a simple idea that has kept this union honest for 56 years - and it's the same idea that will carry it forward.
Our Mission
A secure, reliable cooperative that grows members' savings and pays a fair return - every time.
Our Vision
A one-stop financial home for Tole and Buea - full-service, digital and within reach for every member.
What Our Members Say
Real experiences from the people who save, borrow and grow with us.
Who We Are
As a microfinance institution, we promote financial inclusion by offering affordable financial services - especially to low- and middle-income individuals with limited access to commercial banks.
We mobilize savings from our members and use these funds to grant loans at fair, relatively low interest rates. TTCCUL operates on the principle of mutual assistance and democratic control: every member holds equal voting rights, regardless of the amount they've saved.
By encouraging saving habits and providing accessible credit, we contribute to poverty reduction, entrepreneurship development, and improved living standards across the communities we serve.
Our Mission
To continuously develop and sustain a secure, law-abiding cooperative credit union that provides quick and reliable financial services to our members for their financial and social development - while paying a fair rate of interest on their savings.
Our Vision
To become a one-stop-shop financial institution, offering every product and service found at other microfinance institutions - delivering digital, accessible financial inclusion to our members at competitive rates.
Our Core Values
"For over five decades, Tole Tea Cooperative Credit Union has stood by our members through every season. We built this institution on trust, fairness, and the belief that when our members thrive, we all thrive."Joseph Atabong Beja - General Manager
Loan & Savings Calculator
Estimate your monthly repayments on a loan, or see how your savings could grow over time.
Open the CalculatorFair Returns
Fair interest on savings and shares, paid back to members.
Access to Credit
Affordable loans once you're a full member in good standing.
One Member, One Vote
An equal say in union decisions, regardless of your balance.
Guidance That Cares
Business counselling and support as your goals grow.
Five Simple Steps
Tap any step for more detail.
01Visit or Reach Out
Come to our office in Tole-Buea, or contact us by phone or email to start the conversation.
Visit or Reach Out
Come to our office in Tole-Buea, or contact us by phone or email to start the conversation.
02Complete an Application
Fill out a simple membership application form with your basic details.
Complete an Application
Fill out a simple membership application form with your basic details.
03Provide Identification
Bring a valid form of ID and any supporting documents we request.
Provide Identification
Bring a valid form of ID and any supporting documents we request.
04Open a Shares Account
Your shares account is what makes you a member and part-owner of the union.
Open a Shares Account
Your shares account is what makes you a member and part-owner of the union.
05Start Saving & Borrowing
Begin building your savings, and unlock access to our loan products as a full member.
Start Saving & Borrowing
Begin building your savings, and unlock access to our loan products as a full member.
Start Your Application
Fill this in and our team will follow up to complete your registration - no need to start from scratch when you visit.
Start Your ApplicationHead Office
Tole, Buea, Southwest Region, Cameroon
Send a Message
Prefer WhatsApp?
Message us directly for quick answers on savings, loans or membership.
Chat on WhatsAppOffice Hours
Monday – Friday, 8:00 AM – 4:00 PM
Board of Directors
TTCCUL is governed by a Board of Directors elected by and from among our members - another expression of our one-member-one-vote principle. Full profiles are being finalised.
What's Happening at TTCCUL
Downloadable Forms
Digital downloads are on the way. In the meantime, every form below is available at our Tole-Buea office.
Start Your Application
Fill this in and our team will follow up to complete your registration - no need to start from scratch when you visit.
Calculate Your Repayments or Savings Growth
Simulate your numbers before you apply.
* Rates shown are illustrative estimates. Final terms depend on account type and approval - contact us for your exact rate.